Mt. Sterling and Montgomery County blend small-community charm with economic opportunity in the Bluegrass State. Rich in history, the city's downtown features beautifully preserved architecture, a historic courthouse, and a dynamic community hub. Surrounded by rolling hills and lush landscapes, residents enjoy year-round outdoor activities, from hiking and horseback riding, to scenic seasonal views.
The county offers a picturesque setting for those seeking a welcoming and active lifestyle. Beyond its natural beauty and historic roots, Mt. Sterling boasts a diverse economy, driven by agriculture, manufacturing, and retail. While farming remains a cornerstone, automotive, food processing, and distribution industries have expanded job opportunities and economic stability.
Its strategic location near major highways supports business growth while maintaining the town's close-knit community feel. Whether you're looking to relocate, start a business, or visit. Mt. Sterling and Montgomery County perfectly balance tradition, progress, and quality of life.
As of 2026 the population of Montgomery County, KY is 28,694. The population is expected to grow to 28,983 by 2031 - a growth rate of 0.20%.
The median age of Montgomery County, KY residents is 41.
The diversity index of Montgomery County, KY is 24.5, meaning that there is a 25% chance that any two people selected out of 100 residents will be of different race or ethnicity from one another.
The average household income in Montgomery County, KY is $75,734 and projected to be $82,348 in 2031. Per capita income is $30,539, projected to be $33,488 in 2031. 1.09% of households – 314 – have an income of $200,000 or higher. Average net worth is $481,736 and the average disposable income is $59,041.
There are 12,541 housing units in Montgomery County, KY; 7,657 are owner-occupied, 3,888 are rented, and 996 are vacant. The average home value is $226,436, with 966 homes built in 2010 or later, and 1,146 built in 1939 or earlier.
There are 1,047 businesses in Montgomery County, KY, employing 11,154 workers and pulling from a labor force of 12,263 age 16 and above. 4,562 workers commute into Montgomery County, KY from outside the county or state. Key industries for the area include:
7,643 residents both live and work in/around Montgomery County, KY. The average travel time is 25.7 minutes. 7.01% people have a commute of less than 5 minutes while 4.13% commute 90 minutes or more each way. Of commuters, 10,160 drive alone, 941 carpool, and 16 take public transportation. 217 use other modes of transport such as motorcycle, bicycle, walking, etc. 929 residents work from home.
7,732 members of the workforce hold a high school diploma or GED. 1,867 have associates degrees, 2,586 have bachelor’s degrees, and 1,793 hold a graduate or professional degree.
Source: ESRI, 2026-08-31
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