Mt. Sterling and Montgomery County blend small-community charm with economic opportunity in the Bluegrass State. Rich in history, the city's downtown features beautifully preserved architecture, a historic courthouse, and a dynamic community hub. Surrounded by rolling hills and lush landscapes, residents enjoy year-round outdoor activities, from hiking and horseback riding, to scenic seasonal views.
The county offers a picturesque setting for those seeking a welcoming and active lifestyle. Beyond its natural beauty and historic roots, Mt. Sterling boasts a diverse economy, driven by agriculture, manufacturing, and retail. While farming remains a cornerstone, automotive, food processing, and distribution industries have expanded job opportunities and economic stability.
Its strategic location near major highways supports business growth while maintaining the town's close-knit community feel. Whether you're looking to relocate, start a business, or visit. Mt. Sterling and Montgomery County perfectly balance tradition, progress, and quality of life.
As of 2025 the population of Montgomery County, KY is 28,531. The population is expected to grow to 28,807 by 2030 - a growth rate of 0.19%.
The median age of Montgomery County, KY residents is 41.
The diversity index of Montgomery County, KY is 23.6, meaning that there is a 24% chance that any two people selected out of 100 residents will be of different race or ethnicity from one another.
The average household income in Montgomery County, KY is $67,918 and projected to be $77,896 in 2030. Per capita income is $27,002, projected to be $31,161 in 2030. 0.48% of households – 138 – have an income of $200,000 or higher. Average net worth is $417,455 and the average disposable income is $55,569.
There are 12,381 housing units in Montgomery County, KY; 7,684 are owner-occupied, 3,650 are rented, and 1,047 are vacant. The average home value is $205,681, with 941 homes built in 2010 or later, and 1,117 built in 1939 or earlier.
There are 1,046 businesses in Montgomery County, KY, employing 11,653 workers and pulling from a labor force of 11,427 age 16 and above. 4,427 workers commute into Montgomery County, KY from outside the county or state. Key industries for the area include:
6,899 residents both live and work in/around Montgomery County, KY. The average travel time is 25.3 minutes. 7.22% people have a commute of less than 5 minutes while 3.73% commute 90 minutes or more each way. Of commuters, 9,852 drive alone, 843 carpool, and 0 take public transportation. 204 use other modes of transport such as motorcycle, bicycle, walking, etc. 528 residents work from home.
8,443 members of the workforce hold a high school diploma or GED. 1,526 have associates degrees, 2,376 have bachelor’s degrees, and 1,590 hold a graduate or professional degree.
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